Disability Insurance
PROTECT YOUR PAYCHECK! Disability Insurance helps to protect a portion of your income protecting you financially should you become disabled for an extended period of time. Protect Your Greatest Asset, Your Paycheck! We Offer Individual/Group/Buy-Sell, Own-Occupation, Benefits till age 65.. Statistics show that in the US a disabling accident occurs on average once every second.* In fact, Nearly 18.5% of Americans are currently living with a Disability, and close to 1 out of every 4 persons in the US workforce will suffer a disabling injury before retirement.
Life Insurance
Providing all types of life insurance for you or your family members. Get "peace of mind", in knowing that the death of the insured person will not result in financial hardship for loved ones and lenders. We specialize in Term Life Insurance and Whole Life Insurance. Term Life Insurance assurance provides life insurance coverage for a specified term. Universal and Whole life insurance provides lifetime death benefit coverage and cash value accumulation.
Fixed & Indexed Annuities
Fixed Annuities are insurance products which protect against the risk of outliving your income. They are insured by licensed & regulated insurance companies, much the same as your home, auto or health is insured. And just like your home, auto and health insurance, they are backed 100% by the insurance company up to stated policy limits (which may be higher than FDIC). There are two types of fixed annuities: traditional fixed and indexed annuities. If you are looking for a place to get steady, guaranteed interest rates,we offer great fixed and indexed annuity products from various top rated insurance companies.
Long Term Care Insurance
Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking.
Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime.* About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs long-term care insurance may not be available. Early onset (before age 65) Alzheimer's and Parkinson's disease are rare but do occur.
*(http://www.cms.hhs.gov/partnerships/downloads/LTCdropin.pdf
Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime.* About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs long-term care insurance may not be available. Early onset (before age 65) Alzheimer's and Parkinson's disease are rare but do occur.
*(http://www.cms.hhs.gov/partnerships/downloads/LTCdropin.pdf
Here are a few questions you can ask yourself.
If you answered 'No' to any of the above questions, contact us below to schedule a time to discuss your current financial and insurance needs. Our goal is to educate you on what we know and provide you with the right type of financial services for your needs. Whatever you financial needs may be, our philosophy embraces the true independent fiduciary philosophy of putting the interests of the CLIENT FIRST!
For more information, please use the contact form below. We look forward to helping you.
- Are you insured against a Long Term Disability to protect your paycheck?
- Are you and your loved ones protected with Life Insurance in case life happens?
- Are you saving for and protecting your Retirement with Fixed Annuities?
- Are you prepared for the cost of Long Term Care?
- Are you protected against Identity Theft pirates? Do you have access to the best Lawyers nationwide?
- Are you protecting your children with Whole Life Insurance or Saving for Future Education Expenses?
- Do you have a Will or a Living Trust?
If you answered 'No' to any of the above questions, contact us below to schedule a time to discuss your current financial and insurance needs. Our goal is to educate you on what we know and provide you with the right type of financial services for your needs. Whatever you financial needs may be, our philosophy embraces the true independent fiduciary philosophy of putting the interests of the CLIENT FIRST!
- We are committed to finding some of the most competitive products at a competitive price for the customer.
- We believe that no one product is right for everyone and no one product is not right for someone.
- We operate with the highest level of integrity and always strive to do the right thing.
- We can help individuals, families, and businesses take action and implement strategies that align their money choices with their core values and goals.
- We are committed to helping you regain financial peace.
For more information, please use the contact form below. We look forward to helping you.
