We all need to be able to protect our paychecks, ourfamilies and our retirement. Many of us know that we need insurance, andif you have others you depend on you financially, there is a high chance that  you will need life insurance and even disability insurance.

Common questions that you should not be afraid to ask could be:

• ·Which type of life insurance should I buy?
• ·How much life insurance should I buy for my family?
• ·What will Disability Insurance do if I’m injured and unable to work?
• ·Is a Living Will Better than a Living Trust? What should I get for my family?
• ·Do you think I need Long Term Care Insurance?
• ·I want to retire soon. How can you guarantee income for life with Fixed Annuities?

Financial Products which Acquire Financial Solutions canprovide Include: 

• ·Annuities - Protect Your RetirementIncome with Fixed & Fixed Indexed Annuities
• ·Disability Insurance - 'PaycheckProtection' - Individuals, Business Owners, Small & Large Group Employers
• ·Health Insurance - Individual & Group
• ·Life Insurance - Term Life, Whole Life,Universal Life, Final Expense, Mortgage Protection. Use Our Insurance QuoteEngine to Get Instant Quotes
• ·Living Trusts - Unlike a Will, a LivingTrust has many living benefits in addition to avoiding Probate: A Living Will,Nomination of Conservator, Durable Power of Attorney for Assets and Healthcare,Guardian for Minor Children, and more. Click here for more info.
• ·Long Term Care Insurance - provides help when you have a prolonged physical illness, disability, or severe cognitive impairment (such as Alzheimer’s disease) that keeps you from living an independent lifestyle.
• ·Dental Plans - Save on Dental Care, Telemedicine & more. Our plans cover more than 140,000 dentists nationwide.

Our team and supporting staff know the ins and outs of thelife and health insurance business, and our inside knowledge of many companiesand their financial or insurance products will work to your advantage helpingyou choose what is best for you. There are a lot of life insurance companiesout there with many different types of insurance and financial services. Infact, different insurance companies can often charge vastly different premiumsfor the exact same type of coverage. As an independent agency, we can selectinsurance products from among a vast number of insurance companies that bestaddress your unique concerns.

We understand there are always life events which arehappening which could affect your insurance needs. We recommend that you contactus at each life event and 1x a year to review your insurance policies. Forany quotes, illustrations, or to set up a consultation, please contact me usingthe form below.

Sincerely,
 
Ram J. Mishra,
Agency Owner

Use the Contact Form Below to Contact Ram.